Brentwood TN Mortgage Broker & Correspondent Lender
OnPoint Mortgage helps Brentwood buyers finance luxury and move-up homes with clear options—conventional, jumbo, VA, Non-QM, and HELOC. Local Williamson County office at Aspen Grove in Franklin. Call (615) 432-0046.
Apply NowBook AppointmentBrentwood · Williamson County
Brentwood home price ranges
Brentwood sits among Tennessee’s highest-priced suburbs. Recent public sold data around fall 2026 puts the median sold price near $1.3M–$1.4M, with sold prices often near the mid-$300s per square foot in established subdivisions. Many purchases clear conforming loan limits, so jumbo structuring is routine. We underwrite around your payment comfort, not just the list price.
Median sold
~$1.35M
Citywide snapshot · fall 2026 public data
Listing median
~$1.4M+
Active inventory varies by neighborhood
$/sq ft
~$349
Typical sold range · condition matters
Brentwood & Williamson County property taxes
Tennessee assesses residential property at 25% of appraised value. Brentwood city tax is relatively low (about $0.190 per $100 assessed in recent schedules) and stacks with Williamson County and school district rates. On a $1.35M home, annual taxes commonly land in the several-thousand-dollar range once county, city, and school levies are combined. Confirm the parcel on the Williamson County Assessor / Trustee tools before you budget escrow.
Neighborhoods
Where Brentwood buyers are shopping
Whether you are relocating for a Nashville-area executive role, upsizing into Maryland Farms or Concord Road corridors, buying near Brentwood Academy, or choosing acreage toward Nolensville, financing should fit the property type. As both a mortgage broker and a correspondent lender, OnPoint Mortgage can shop wholesale channels or originate in-house when that path is stronger for your file.
Maryland Farms / Concord
Established executive homes and townhomes near offices and I-65. Jumbo and high-balance conventional dominate once prices clear conforming limits.
Governors Club / Taramore
Gated and luxury subdivision product. Jumbo purchase and rate-and-term refinance are common; Non-QM helps when income is complex.
Brentwood Hills / Granny White
Tree-lined streets closer to Nashville. Move-up conventional and VA purchases for eligible buyers; renovation loans when the house needs work.
Cool Springs edge / McEwen
Newer townhomes and patio homes near retail. Conventional and jumbo depending on price; convenient to our Aspen Grove office.
Programs
Which loans fit Brentwood
Brentwood buyers most often need jumbo or high-balance conventional once purchase prices clear conforming limits. VA remains strong for eligible military and veteran households, Non-QM helps self-employed and complex-income files, and HELOC or cash-out can unlock equity without selling. FHA is less common at Brentwood price points but still available when the property and borrower fit. We tell you straight if a program’s limits don’t match the home you want.
Conventional & Jumbo
Jumbo and high-balance conventional are the workhorses for Maryland Farms, Governors Club, and other executive subdivisions above conforming limits.
FHA · VA
Lower down payment and flexible credit. VA zero-down potential for eligible veterans.
Non-QM · HELOC
Bank-statement options for self-employed executives and business owners. HELOC or cash-out to tap Brentwood equity for renovations or second homes.
Reviews
What Brentwood-area clients are saying
OnPoint Mortgage maintains a strong public Google rating (5.0 as of date of publication). Quotes below appear on our website from actual clients.
“Steffen Cushing and the OnPoint Mortgage team are truly the best in the biz — Steffen walked us through our options clearly, answered every question quickly, and always had a solution when something came up. Highly recommend!”
— Mallory Hughes
“Working with Lemuel Brown at On Point Mortgage was an excellent experience. He took the time to truly understand our financial needs and guided us through every step with clarity and patience. Highly recommend his expertise and service.”
— Davida Wright
“Steffen with OnPoint Mortgage was absolutely incredible. We really appreciated his patience and commitment to helping us through this process. All around we felt supported and like we had an amazing team rooting for us!”
— Emily Johnson
FAQ
Brentwood mortgage FAQs
Do you serve Brentwood and north Williamson County?
Yes. Our office is at 3310 Aspen Grove Dr, Suite 303, Franklin, TN 37067 – minutes from Brentwood via Moores Lane / Concord Road / I-65. We finance purchases and refinances across Brentwood ZIP codes and greater Williamson County. Call (615) 432-0046 or email support@onpointmtg.net.
Are you a mortgage broker or a lender?
Both. OnPoint Mortgage operates as a mortgage broker and a correspondent lender so we can shop wholesale channels for competitive pricing or originate as correspondent when that structure serves your file better.
How do Brentwood property taxes affect my payment?
Tennessee assesses homes at 25% of appraised value. Brentwood’s city rate is relatively low and stacks with Williamson County and school district levies. On a typical $1.3M+ home, annual taxes often run several thousand dollars. We include estimated taxes and insurance in your escrowed payment so the number you see is realistic.
Will I need a jumbo loan in Brentwood?
Often yes. With median sold prices near $1.35M, many Brentwood purchases exceed conforming loan limits and need jumbo or high-balance conventional. We’ll price both paths when your loan amount sits near the limit so you can compare.
How do I get directions to your office from Brentwood?
We’re at 3310 Aspen Grove Dr, Suite 303, Franklin, TN 37067 – Cool Springs / Aspen Grove corridor, typically 10–15 minutes from most Brentwood neighborhoods. Hours: Monday–Friday 8am–5pm; Saturday by appointment only in office and closed Sunday. Search that address in Google Maps for turn-by-turn directions.
Visit us
Map, directions & contact
OnPoint Mortgage, LLC
3310 Aspen Grove Dr, Suite 303
Franklin, TN 37067
Phone: (615) 432-0046
Email: support@onpointmtg.net
Mon to Fri, 8am to 5pm · Saturday by appointment · Closed Sunday
Getting here
Aspen Grove office corridor off Cool Springs – convenient from Brentwood via Moores Lane, Concord Road, or I-65. Free parking at the building. Local mortgage broker and correspondent lender ready when you are.