Nashville TN Mortgage Broker & Correspondent Lender
OnPoint Mortgage helps Nashville and Davidson County buyers finance homes with clear options—conventional, FHA, VA, jumbo, Non-QM, and HELOC. Local Williamson County office at Aspen Grove in Franklin. Call (615) 432-0046.
Apply NowBook AppointmentNashville · Davidson County
Nashville home price ranges
Nashville’s market stretches from East Nashville bungalows to Green Hills estates. Recent public listing and sold data around fall 2026 show a citywide median sold price near $450,000–$475,000, with typical listing medians nearer $585,000 and sold prices often in the high-$200s to mid-$300s per square foot depending on neighborhood. We underwrite around your payment comfort, not just the list price.
Median sold
~$450K–$475K
Citywide snapshot · fall 2026 public data
Listing median
~$585K
Active inventory varies by neighborhood
$/sq ft
~$260–$335
Typical sold range · condition matters
Davidson County & Nashville property taxes
Tennessee assesses residential property at 25% of appraised value. Nashville-Davidson Metro levies city and county taxes together; effective rates commonly land near the mid-0.8%–1.0% of market value range depending on the parcel and special districts. Example: a $450,000 appraised home with $112,500 assessed can see a few thousand dollars a year in combined taxes. Confirm the parcel on the Davidson County Trustee / Assessor tools before you budget escrow.
Neighborhoods
Where Nashville buyers are shopping
Whether you are relocating for a downtown or Midtown job, renovating in East Nashville, buying near Green Hills, or choosing new construction in Antioch or Donelson, financing should fit the property type. As both a mortgage broker and a correspondent lender, OnPoint Mortgage can shop wholesale channels or originate in-house when that path is stronger for your file.
East Nashville
Bungalows, craftsman renos, and new builds. Strong demand from first-time and move-up buyers; many loans land in conventional or FHA depending on price and credit.
Green Hills / Belle Meade
Established west-side neighborhoods with higher price points. Jumbo and high-balance conventional are common once purchase prices clear conforming limits.
12 South / Sylvan Park
Walkable urban villages with competitive bidding. Renovated cottages and small lots; conventional is frequent, with FHA when the structure and appraisal fit.
Antioch / Donelson
More attainable price points and newer inventory. Popular with first-time buyers using FHA, conventional 3% down, or VA when eligible.
Programs
Which loans fit Nashville
Nashville and Davidson County buyers typically choose conventional for move-up purchases, FHA for lower down payment and flexible credit, VA when eligible for zero-down potential, jumbo for Green Hills and higher-priced west-side homes, and Non-QM or HELOC when income is complex or equity needs unlocking. We’ll map the fit for your credit, down payment, and target neighborhood. We tell you straight if a program’s limits don’t match the home you want.
Conventional & Jumbo
Strong for move-up buyers. Jumbo often needed in Green Hills, Belle Meade, and other executive west-side product above conforming limits.
FHA · VA
Lower down payment and flexible credit. VA zero-down potential for eligible veterans.
Non-QM · HELOC
Bank-statement options for self-employed music, hospitality, and small-business owners. HELOC or cash-out to tap Nashville equity.
Reviews
What Nashville-area clients are saying
OnPoint Mortgage maintains a strong public Google rating (5.0 as of date of publication). Quotes below appear on our website from actual clients.
“Steffen Cushing and the OnPoint Mortgage team are truly the best in the biz — Steffen walked us through our options clearly, answered every question quickly, and always had a solution when something came up. Highly recommend!”
— Mallory Hughes
“Working with Lemuel Brown at On Point Mortgage was an excellent experience. He took the time to truly understand our financial needs and guided us through every step with clarity and patience. Highly recommend his expertise and service.”
— Davida Wright
“Steffen with OnPoint Mortgage was absolutely incredible. We really appreciated his patience and commitment to helping us through this process. All around we felt supported and like we had an amazing team rooting for us!”
— Emily Johnson
FAQ
Nashville mortgage FAQs
Do you serve Nashville and Davidson County buyers?
Yes. Our office is at 3310 Aspen Grove Dr, Suite 303, Franklin, TN 37067 – a short drive from Nashville via I-65. We finance purchases and refinances across Davidson County ZIP codes and greater Middle Tennessee. Call (615) 432-0046 or email support@onpointmtg.net.
Are you a mortgage broker or a lender?
Both. OnPoint Mortgage operates as a mortgage broker and a correspondent lender so we can shop wholesale channels for competitive pricing or originate as correspondent when that structure serves your file better.
How do Nashville property taxes affect my payment?
Tennessee assesses homes at 25% of appraised value. Nashville-Davidson Metro combines city and county levies; effective burdens often run near the mid-0.8%–1.0% of market value depending on the parcel. We include estimated taxes and insurance in your escrowed payment so the number you see is realistic.
What loan fits a Green Hills or East Nashville purchase?
Higher-priced Green Hills and Belle Meade homes often need jumbo or high-balance conventional. East Nashville and Antioch first-time buyers may lean FHA or conventional low-down when that structure fits. Self-employed buyers frequently use bank-statement/Non-QM.
How do I get directions to your office from Nashville?
We’re at 3310 Aspen Grove Dr, Suite 303, Franklin, TN 37067 – Cool Springs / Aspen Grove corridor, about 20–30 minutes from many Nashville neighborhoods via I-65. Hours: Monday–Friday 8am–5pm; Saturday by appointment only in office and closed Sunday. Search that address in Google Maps for turn-by-turn directions.
Visit us
Map, directions & contact
OnPoint Mortgage, LLC
3310 Aspen Grove Dr, Suite 303
Franklin, TN 37067
Phone: (615) 432-0046
Email: support@onpointmtg.net
Mon to Fri, 8am to 5pm · Saturday by appointment · Closed Sunday
Getting here
Aspen Grove office corridor off the Cool Springs / McEwen area – convenient from I-65 for Nashville and Davidson County clients. Free parking at the building. Local mortgage broker and correspondent lender ready when you are.