Steffen Cushing

I founded OnPoint Mortgage, LLC because I saw a real gap in Middle Tennessee's mortgage market. Families and realtors in Nashville deserved better — better service, better pricing, and a lender who actually puts them first. So I built it.

I've been in the mortgage industry since 2011, working with some of the nation's largest lenders and banks along the way. That experience gave me a deep understanding of how the lending world works, and honestly, it showed me exactly what needed to change. No inflated rate sheets. No drawn-out timelines. No feeling like just another file in the pile. Just faster, easier, and more affordable home loans with a team that genuinely cares.

At OnPoint, we pride ourselves on delivering a true white-glove experience. Whether you're a first-time buyer, a seasoned homeowner, or a real estate investor, my goal is to make the process clear, smooth, and as stress-free as possible. Competitive rates, broad lending options, and real communication every step of the way — that's what we're built on.

Middle Tennessee isn't just where I do business, it's home. When I'm not helping clients close on their dream homes, you'll find me exploring Nashville's neighborhoods, catching a game or a live show, or spending time with my family right here in Music City.

If you're looking for a mortgage experience that actually feels like someone's in your corner, I'd love to connect.

Contact Steffen Cushing

Loc: Tennessee


Conventional Loan

Flexible loan options with competitive rates for various borrowers.

FHA Mortgage

Ideal for first-time buyers with lower credit and down payment requirements.

VA Mortgage

Exclusive loan benefits for eligible veterans, active-duty service members, and spouses.

Jumbo Loan

Financing for high-value homes that exceed standard loan limits

NON-QM Loan

Customized loan solutions for self-employed and non-traditional borrowers.

HELOCs Loan

Access home equity for future expenses with a flexible line of credit.