Spring Hill TN Mortgage Broker & Correspondent Lender
OnPoint Mortgage helps Spring Hill buyers on both the Maury County and Williamson County sides finance homes with clear options: conventional, FHA, VA, jumbo, Non-QM, and HELOC. Office just up I-65 in Franklin. Call (615) 432-0046.
Apply NowBook AppointmentSpring Hill · Maury & Williamson Counties
Spring Hill home price ranges
Spring Hill straddles the Maury and Williamson county line and has grown into one of Middle Tennessee’s most popular family suburbs. Redfin data for the three months ending September 2026 shows a median sale price of about $500,000 (down 5.7% year over year), roughly $237 per square foot, and a median of 66 days on market. Buyers have more negotiating room than last year. We underwrite around your payment comfort, not just the list price.
Median sold
~$500K
Redfin · 3 months ending Sept 2026
$/sq ft
~$237
Redfin median · roughly flat year over year
Days on market
~66
Redfin median · up from 63 last year
Maury County & Spring Hill property taxes
Tennessee assesses residential property at 25% of appraised value. For 2026, Maury County adopted a certified rate of $1.369 per $100 of assessed value and the City of Spring Hill’s certified rate is $0.6476, for a combined Maury-side rate of about $2.0166. Example: a $500,000 appraised home has $125,000 assessed, or roughly $2,521/year on the Maury County side. Homes on the Williamson County side use Williamson County’s rate instead, so confirm which county your parcel is in before you budget escrow.
Neighborhoods
Where Spring Hill buyers are shopping
Whether you are commuting to Franklin or Nashville, working near the Saturn Parkway corridor, or weighing Maury versus Williamson County schools, financing should fit the property and the county. As both a mortgage broker and a correspondent lender, OnPoint Mortgage can shop wholesale channels or originate in-house when that path is stronger for your file.
Williamson County side
Northern Spring Hill neighborhoods zoned for Williamson County Schools. Often priced higher than comparable Maury-side homes, so verify the county on the deed.
Maury County side
Most of Spring Hill’s land area and newer subdivisions. A strong fit for first-time and move-up buyers comparing builder incentives.
Saturn Pkwy / Port Royal corridor
Close to the GM Spring Hill plant, shopping, and I-65 access. Good for commuters who want a short drive to work and to Franklin.
Townhomes & condos
Attached homes are a lower-cost way into Spring Hill. We check HOA dues and condo approval early so they don’t surprise you at closing.
Programs
Which loans fit Spring Hill
Spring Hill buyers most often choose conventional, FHA for lower down payment and flexible credit, or VA when eligible for zero-down potential. Larger homes on the Williamson side can push into jumbo. Spring Hill is too large for USDA, though some rural Maury County addresses outside town may qualify. We tell you straight if a program’s limits don’t match the home you want.
Conventional & Jumbo
Strong for move-up buyers. Jumbo or high-balance conventional for larger Williamson-side homes.
FHA · VA
FHA for lower down payment and flexible credit. VA for eligible veterans and service members, with zero-down potential.
Non-QM & HELOC
Bank-statement options for self-employed buyers. HELOC or cash-out to tap Spring Hill equity.
More local mortgage guides: Franklin · Brentwood · Nashville · Murfreesboro · Mt. Juliet · Hendersonville · Williamson County
Reviews
What Middle Tennessee clients are saying
OnPoint Mortgage maintains a strong public Google rating (5.0 as of date of publication). Quotes below appear on our website from actual clients.
“Steffen Cushing and the OnPoint Mortgage team are truly the best in the biz. Steffen walked us through our options clearly, answered every question quickly, and always had a solution when something came up. Highly recommend!” (Mallory Hughes)
“Working with Lemuel Brown at On Point Mortgage was an excellent experience. He took the time to truly understand our financial needs and guided us through every step with clarity and patience. Highly recommend his expertise and service.” (Davida Wright)
“Steffen with OnPoint Mortgage was absolutely incredible. We really appreciated his patience and commitment to helping us through this process. All around we felt supported and like we had an amazing team rooting for us!” (Emily Johnson)
FAQ
Spring Hill mortgage FAQs
Do you serve Spring Hill and Maury County buyers?
Yes. We finance purchases and refinances across Spring Hill, Thompson’s Station, Columbia, and the rest of Maury and Williamson Counties from our office at 3310 Aspen Grove Dr, Suite 303, Franklin, TN 37067. Call (615) 432-0046 or email support@onpointmtg.net.
Are you a mortgage broker or a lender?
Both. OnPoint Mortgage operates as a mortgage broker and a correspondent lender so we can shop wholesale channels for competitive pricing or originate as correspondent when that structure serves your file better.
How do Spring Hill property taxes affect my payment?
Tennessee assesses homes at 25% of appraised value. On the Maury County side, 2026 rates are $1.369/$100 assessed for the county plus $0.6476 for Spring Hill (about $2.0166 combined). Williamson-side homes use Williamson County’s rate. We include estimated taxes and insurance in your escrowed payment so the number you see is realistic.
Does it matter which county my Spring Hill home is in?
Yes. County determines your property tax rate, school district, and often the price point. We confirm the county on the parcel record early so your escrow estimate and loan amount are accurate.
How far is your office from Spring Hill?
We’re at 3310 Aspen Grove Dr, Suite 303, Franklin, TN 37067, in the Cool Springs / Aspen Grove corridor north up I-65. You can also apply online and meet by phone or video. Hours: Monday through Friday, 8am to 5pm; Saturday by appointment only; closed Sunday.
Visit us
Map, directions & contact
OnPoint Mortgage, LLC
3310 Aspen Grove Dr, Suite 303
Franklin, TN 37067
Phone: (615) 432-0046
Email: support@onpointmtg.net
Mon to Fri, 8am to 5pm · Saturday by appointment · Closed Sunday
Getting here
Aspen Grove office corridor off the Cool Springs / McEwen area, convenient from I-65, Moores Lane, and Mack Hatcher. Free parking at the building. Serving Spring Hill, Maury County, and Williamson County buyers as a mortgage broker and correspondent lender.